About Us

Sterling State Bank is a locally focused community bank proudly serving Austin, MN, and surrounding communities with trusted personal, business, agricultural, and commercial banking services. Since 1958, we have been committed to helping individuals, families, and businesses achieve their financial goals through personalized service and local decision-making.

Our services include checking and savings accounts, certificates of deposit (CDs), personal loans, home mortgages, home equity loans, business banking, commercial lending, agricultural financing, cash management, online and mobile banking, and convenient drive-thru banking. Our experienced team takes the time to understand each customer's unique financial needs and provides practical solutions backed by responsive, hometown service.

As a community bank, Sterling State Bank is dedicated to supporting local businesses, organizations, and community initiatives while building lasting relationships with the people we serve. Whether you're opening your first account, financing a home or business, or planning for the future, our knowledgeable staff is here to help every step of the way.